I went through the same thing with Douvenmuhle in 2003-2005.After paying on my mortgage for 22 years and looking forward to paying off by 2009, Douvenmuhle took aggressive actions against me and forced me into chapter 13 bankruptcy to save my home.
My mortgage had originated from New Hampshire Housing Finance Company in 1979, through a local s&l, North Conway Bank. When North Conway Bank got in trouble in the late 80"s and early 90's, they sold my mortgage to Douvenmuhle. Douvenmuhle began to pay for my town property taxes through an escrow account I never had, when I was serviced by North Conway Bank. They did this for expediency, they said, and used a cd to transfer these payments to the town clerk ,along with other customer's taxes that they were servicing.
They increased my mortgage payment, refused payments and charged late fees,began foreclosure, so I hired a lawyer.He renewed the mortgage with them with higher interest and origination fees and then after all that, they refused to accept payments on the new agreement, forcing me back to chapter 13. During this time, I was assaulted and suffered a traumatic brain injury, and notified Dovenmuhle to activate the mortgage insurance I had been paying for 22years at 10-12 dollars per month on my payment. They chose to accelerate, which led to the second filing.
In bankruptcy court they did not file a timely claim, so did not become part of the plan. They continued to refuse payments from me outside the plan,and the petitioned the court ofr dismissal of chapter 13 because they had not been paid. when the date of the hearing on their motion arrived, their attorneys did not show up in court, and I moved for default for failure to appear as there was no continuation filed. The judge did not rule on my motion although it was obvious the lawyers CRAig, Wenners, & Craig were not in the courtroom,even though it was their complaint. The lawyers' office , a fact well known by the judge,was five minutes away. My home was two hours away, four hours round trip.
The judge, predictably, because it was the easiest and safest path for him, ignored my motion,and ruled in favor of the non attending plaintiff, and dismissed the bankruptcy plan because of non-payment to this creditor. I was lucky tp find a private lender,but now my mortgage payments have gone from the 253/month that I paid for 22 years, to 853/month. My expectations of finally paying down the principal, were dashed. I would like to find others with the same story to sue this bank for damages.
Review about: Dovenmuehle Mortgage Mortgage.
Monetary Loss: $75.